Should I insure my jewelry? Good question! One way we like to look at it is if you have a piece of jewelry that you can afford to replace if something should happen to it, maybe don't insure it. However, if you have a piece that is high in value & you cannot afford to replace it, it may be a good idea to insure it!
How do I insure my jewelry? The first step is to have a full written appraisal ready for the insurance company, and we can help with that! We can easily create a full written apraisal for insurance purposes .
Who do you recommend for insuring my jewelry? We recommend using GemShield Private Jewelry Insurance, or Jewelers Mutual. Both have great coverage and are affordable!
Should I add it to my homeowners/Rental Policy? We suggest always talking to an insurance professional for the pros & cons. Sometimes it's better to process a claim through a private jewelry insurance company, so it does not affect the rates of your homeowner's policy.